One Learn AI
NVIDIA Inception Program member

TPA cashless workflow β€”
built for the way Indian insurance actually works.

Manages your cashless workflow end-to-end: TPA master, pre-authorisation lifecycle, approval / partial-approval splits, billing reconciliation, and final-bill submission. Tightly integrated with billing, credit register, and patient outstanding.

Pre-auth lifecycle Approval split Cashless + reimbursement
Financial

HIS module

Insurance & TPA

AI inside

πŸ§‘β€βš•οΈ

AI MediScribe

TPA-grade clinical notes

πŸ“„

AI Discharge

NABH-grade, TPA-ready

πŸ“‘

AI Document Extraction

Insurance card capture

βˆ’40%

TPA query rate

The problem

The TPA / insurance desk is where Indian hospitals lose the most money β€” silently.

01

Pre-auth files sit unsubmitted because clinical data is missing

02

TPA approves β‚Ή80K of a β‚Ή1L estimate β€” and nobody updates the bill split

03

Patient told β€œinsurance will cover” then asked to pay β‚Ή20K at discharge

04

Final-bill submission delayed 7–15 days because discharge summary is incomplete

05

Claim rejection rate is 8–12% β€” almost entirely documentation gaps

06

AR over 60 days from TPAs accumulates to lakhs nobody is actively tracking

The TPA cycle isn't just a finance issue. It's a patient-experience issue, a compliance issue, and a working-capital issue.

What this module does

Every workflow you'd expect.
Plus the AI parts you don't.

01

TPA / Insurer master β€” corporate, retail TPA, government schemes (Ayushman Bharat, ECHS, ESIC, state schemes)

02

Pre-authorisation workflow β€” initiate, submit, query, approve, partial-approve, reject

03

Approval split β€” TPA approved amount vs. patient share auto-applied to bill

04

Pre-auth β†’ Credit Bill Register β€” TPA payable surfaces automatically

05

Final-bill submission β€” discharge summary, lab reports, OT notes, drug list β€” bundled

06

Query & rejection workflow β€” track every TPA back-and-forth

07

Reconciliation β€” payment received from TPA matched to claim

08

Insurance card capture at admission β€” policy details, validity, sub-limits

09

Cashless vs. reimbursement β€” workflows differ; both supported

The AI inside

Specialist agents,
not generic AI.

πŸ§‘β€βš•οΈ

AI MediScribe

TPA-grade clinical notes

Clinical notes complete enough to satisfy TPA documentation requirements out of the box.

πŸ“„

AI Discharge

NABH-grade, TPA-ready

Discharge summaries that pass TPA review the first time β€” reducing the query loop.

πŸ“‘

AI Document Extraction

Insurance card capture

Captures insurance card and policy details at admission with one photo.

Key features

The full checklist β€” nothing missing.

TPA / insurer / scheme master (cashless + reimbursement)
Pre-auth lifecycle (initiate β†’ submit β†’ query β†’ approve / partial / reject)
Approval split β†’ bill split (patient + TPA share)
Credit Bill Register integration (TPA payable visibility)
Final-bill submission bundling
Query / rejection workflow with audit trail
Payment reconciliation
Insurance card capture at admission
Sub-limit and exclusion tracking
Government scheme support (Ayushman Bharat, ECHS, ESIC, state)
Active-admission warning if patient already in another active stay
TPA performance reports (avg. cycle time, rejection rate per TPA)
How it integrates

Not a silo. A connected workflow.

Patient Registration
Insurance card and policy captured
IPD / OT
Clinical activity feeds claim file
Discharge Summary
NABH-grade summary attached to final-bill
Billing
Patient/TPA split applied automatically
Credit Bill Register
TPA outstanding surfaces here
Patient Outstanding Register
Patient share surfaces here
Accounts
TPA payments auto-post to ledger
The numbers

Before vs. after β€” measured in real hospitals.

Pre-auth submission delay8–24 hrs2–4 hrs
TPA query rate per discharge30–45%Under 15%
Insurance claim cycle (admission β†’ payout)35–60 days20–30 days
Final-bill rejection rate8–12%Under 3%
TPA AR over 60 days visibilityMonthly ExcelLive in credit register
Who it's for

Built for these hospitals in particular.

Hospitals with significant cashless TPA business (>20% of revenue)

Hospitals empanelled with corporate clients

Hospitals serving Ayushman Bharat / state-scheme patients

Specialty hospitals with high-value insurance procedures (cardiac, ortho, oncology)

Hospital chains needing centralised TPA visibility across units

FAQ

Questions hospital teams actually ask.

More questions? Bring them to the demo β€” we'll walk through the workflow on a real hospital scenario.

Yes β€” line-item-level payable / non-payable tagging.
Made in India Β· For India

Compress your TPA cycle. Stop financing your insurer's working capital.

Book a demo and see the pre-auth β†’ approval β†’ final-bill flow on a real cashless case.

No commitmentNo upfront costReal hospital scenario